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Frequently Asked Questions

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Auxilo's loans can be utilized for various infrastructure-related enhancements such as building new facilities, expanding the campus, or improving the existing amenities in order to provide a conducive learning environment.

Once you take a loan, your lender reports your transaction history to the credit bureau. If you do not make your payments on time, it negatively impacts your credit report and score. If you default on a loan, you may not be able to get a loan in the future. Kindly ensure you pay your dues on time or get an extension whenever required.

Auxilo provides a diverse range of options to secure your loan, offering both flexibility and convenience.

As per RBI guidelines, we need your address as mentioned in your KYC documents for our records.

You can work towards building your credit score by improving your debt to credit ratio. You should avoid applying for too many loans within a short span of time as lenders could view that as risky behaviour. Whenever possible, repay your dues on time and you can improve your credit score and report.

Job prospects for Indian students after completing their studies in New Zealand will depend on the field of study and the individual's qualifications and experience. Students who have completed a degree in a high-demand field such as engineering, information technology, or accounting may have better job prospects. Additionally, students who have completed internships or other work experience while studying may also have an advantage when seeking employment. Additionally, Indian students with a degree from New Zealand are also eligible to apply for a post-study work visa, which allows them to work in New Zealand for up to 3 years after completing their studies, which can help them gain valuable work experience and increase their chances of finding a job in the long run.

Indian students are able to study a wide range of programs and subjects in universities in the UAE. However, it's worth noting that certain fields of study may be restricted or require additional permits or licenses.

1. Review Your Finances: Before planning your student loan repayment, it is essential to review your finances. Take a look at your income, expenses, debts, and savings. This will give you a better understanding of where you stand financially and how much money you have available for loan repayment.2. Calculate Your Debt-to-Income Ratio: Your debt-to-income ratio is the total debt you have divided by your total income. This ratio gives you an idea of how much of your income is going to debt repayment.3. Estimate Your Loan Repayment Amount: Once you have your debt-to-income ratio, you can estimate how much you can afford to pay on your student loans each month. Consider setting aside a certain percentage of your monthly income for loan repayment.4. Research Repayment Options: There are several different repayment options available for student loans. Research each option to find the one that best fits your financial situation. You can find a repayment plan with a lower monthly payment or a shorter repayment term.

The cost of studying in the UK for Indian students will vary depending on the course, institution, and other factors. Generally, tuition fees for international students can range from around ?10,000 to ?20,000 per year, depending on the type and level of the course. Other costs including accommodation, food, and transport should also be taken into account when budgeting.

Yes, depending on the amount of education loan that is availed, the lender may levy a processing fee.

We use SSL and other industry-standard encryption technologies while exchanging sensitive data with the application and with banking partners. We are legally compliant with all data privacy and IT security norms in India.

Yes, you can work while studying in the US. You may be eligible to apply for an Optional Practical Training (OPT) work permit, which allows you to work in the US for up to one year after you complete your degree. You may also be eligible for an H-1B visa, which allows you to work in the US for up to three years after completing your degree.

Job prospects for Indian students after completing their studies in Australia will depend on the field of study and the individual's qualifications and experience. Students who have completed a degree in a high-demand field such as engineering, information technology, or accounting may have better job prospects. Additionally, students who have completed internships or other work experience while studying may also have an advantage when seeking employment.

To apply for a student visa to study in New Zealand, you will need to provide proof of enrolment at a New Zealand institution, as well as evidence of financial support for your studies. You will also need to meet certain health and character requirements.

You will need approximately between CAD 7,000 and CAD 35,000 a year. The range of approximate cost of study in Canada for Indian students would be INR 3,50,000 to 19,00,000 a year. This amount varies depending on the type of course that you opt for.

Yes, there are a variety of scholarships available for Indian students studying in Singapore. The Singaporean government can offer these scholarships, as can the government of India and Singaporean universities.

We have both secured and unsecured, how do we determine it ? based on your eligibility, score, financial scores, selection of country, university ranking, future potentials etc., Countries like New Zealand accepts education with security only. Secured loans get higher loan amount compared to unsecured loans.

Yes, Auxilo does provide upto 100% financing depending on the student profile

Auxilo maintains transparency by providing clear information about all charges, fees, and interest rates upfront. Your dedicated Relationship Managers can guide you through all aspects of the loan process, ensuring complete understanding.

Tax benefits may be available under Section 80E of the Income Tax Act, 1961. It's best to consult a tax professional or the lender for more information.

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