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Frequently Asked Questions

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Pan card & Aadhar for KYC, identity and address verifications, employment credentials like Form 16, ITR as per RBI directives. The banking credentials for underwriting and ENACH setup. The loan sponsor/financial co-applicant consent, KYC, banking details as per the course and product.

Many choose business, engineering, computer science, and humanities. The UK also has good programs in law, economics, and social sciences. Make sure to ask the institutes for the latest info and to clear up any questions you have.

To log in, enter your loan account number, registered mobile number, and email ID, then verify your login using the OTP sent to your device. Access the portal here: https://www.auxilo.com/auxilo-customer-portal/

Simple documentation requirements are what separate Auxilo from other education loan providers. To avail educational loan to study in India we require basic KYC (Aadhar, PAN Card) documents of the student and co-applicant . Academic Documents (SSC, HSC, Graduation, etc. whichever applicable) of the student .Income Documents of the co-applicant/s (pay-slips, bank statements, Form 16/ITR) .Property Documents (if applicable).

Yes, there are scholarships available for international students studying in the USA. Many universities offer scholarships to international students, and there are also organizations and foundations that provide scholarships specifically for international students.

We use SSL and other industry-standard encryption technologies while exchanging sensitive data with the application and with banking partners. We are legally compliant with all data privacy and IT security norms in India.

Some of the most popular universities in the USA for international students include Harvard University, Stanford University, the Massachusetts Institute of Technology (MIT), and the University of California, Berkeley.

Whether or not taking an executive education loan is a good idea depends on your individual circumstances and financial goals. Here are some things to consider: The cost of the program: Make sure the potential benefits of the program, such as career advancement and increased earning potential, outweigh the cost. Your current and future income: Consider how much you can afford to repay on a loan and whether you will be able to make payments while also covering your other living expenses. Other ways to finance the program: Consider other options such as scholarships, grants, or employer tuition reimbursement programs before taking out a loan.1.The loan terms: Make sure you understand the terms of the loan, including the interest rate, repayment period, and any fees associated with the loan.2.The risk of defaulting: If you are unable to repay the loan, it can have a negative impact on your credit score and make it harder to get loans in the future. 3.Overall, it is a good idea to carefully consider all of these factors before taking out an executive education loan. It might be a good idea to consult with a financial advisor or counselor to help you make the decision.

No, currently we provide only the EMI (Equated Monthly Instalment) method of repayment.

While your credit score does play a crucial role, it is not the only deciding factor. Different lenders have their own underwriting policies. Some financiers may provide loans to individuals who have a score of 700, while others may need you to have a minimum credit score of 800. Conversely, if you spend more than 50% of your monthly income on repaying outstanding debts, your loan application could get rejected despite the fact that you have a high credit score.

The Customer Portal allows you to download your interest certificate, raise service tickets, and access important loan-related information in one place.

It depends on individual circumstances, but generally, most students prefer to apply for the Fall intake, as it allows them to complete their courses and graduate before the start of the next academic year. Additionally, many universities in the US offer more classes, resources, and activities during the Fall semester than the Spring semester.

The advantages of Auxilo's loans include Transparent & Fair Charges, Fast Hassle-free Doorstep Services, Dedicated Relationship Manager, Diverse Collateral Options, Secured & Unsecured Loan Choices, and Specialized Knowledge in Education Finance.

No, we maintain a policy of full transparency. There are no hidden charges, and all fees related to the loan can be found in our Schedule of Fees & Charges.

Unlike banks, we provide the fastest sanctions, cover 100% cost of education and without a need of margin money, we accept multiple and multi-city co-applicants for higher loan eligibility and most importantly we structure your loan based on merits and course potential.

An executive education loan can be taken to finance the cost of an executive education program, such as a MBA or other advanced degree. These programs can be costly, and a loan can help cover the expenses and allow the individual to pursue their education and professional development goals without incurring significant financial burden. Additionally, an executive education loan can also be used to pay for various educational expenses associated with the program such as tuition, books, and other materials.

You may contact your Customer Experience Manager (CEM) to understand the foreclosure amount, process, and applicable charges, or alternatively raise a request with customer care.

Auxilo's School & College Loans assist educational institutions by providing financial support for infrastructure development, academic program upliftment, technology upgrades, and campus expansions.

1. Review Your Finances: Before planning your student loan repayment, it is essential to review your finances. Take a look at your income, expenses, debts, and savings. This will give you a better understanding of where you stand financially and how much money you have available for loan repayment.2. Calculate Your Debt-to-Income Ratio: Your debt-to-income ratio is the total debt you have divided by your total income. This ratio gives you an idea of how much of your income is going to debt repayment.3. Estimate Your Loan Repayment Amount: Once you have your debt-to-income ratio, you can estimate how much you can afford to pay on your student loans each month. Consider setting aside a certain percentage of your monthly income for loan repayment.4. Research Repayment Options: There are several different repayment options available for student loans. Research each option to find the one that best fits your financial situation. You can find a repayment plan with a lower monthly payment or a shorter repayment term.

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